Sector Expertise
Banking & Finance
Conventional and Islamic finance, security, enforcement, compliance and AML.
Banking and finance demand a high level of compliance and disciplined documentation of facilities and security. We advise banks, finance companies, investors and borrowers on structuring and drafting finance, enforcing security and recovery.
Key Legal Matters
Key legal matters in the sector
Structuring and drafting finance
Conventional and Islamic facility agreements, drawdown conditions, covenants and events of default.
Security
Mortgages, guarantees, personal security, promissory notes and enforcement procedures.
Enforcement and recovery
Pursuing distressed debt, enforcing executory instruments and managing non-performing files.
Compliance and AML
KYC policies, reporting, sanctions, training and review.
Insolvency and restructuring
Preventive settlements, restructuring and creditor rights.
Related Services
Related services
FAQ
Frequently asked questions
Which instrument allows direct enforcement?
Statutory executory instruments such as judgments and valid commercial paper; their conditions are checked before enforcement begins.
What is the difference between a pledge and a guarantee?
A pledge is security over a specific asset; a guarantee is personal, under which the guarantor undertakes to pay if the debtor defaults.
What are a financial institution's AML duties?
Customer due diligence, transaction monitoring, reporting suspicious activity and record-keeping under the applicable laws and regulations.
The information on this page is general and for awareness only; it is not legal advice and does not create an attorney–client relationship. Answers vary with the facts of each case.
Insights
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